Terms and Conditions
June 17, 2025
Acceptance of Terms
By engaging Vorquentigroup for investment consulting services, you agree to be bound by these terms and conditions. These terms govern the professional relationship between you and our investment consulting practice.
If you do not agree with any part of these terms, please do not use our services. Continued use of our services constitutes acceptance of any updates to these terms.
Investment Consulting Services
Vorquentigroup provides professional investment consulting services including but not limited to:
- Personalized portfolio analysis and asset allocation recommendations
- Investment strategy development and risk assessment consulting
- Financial planning guidance and market analysis services
Client Responsibilities
As a client of our investment consulting services, you agree to:
- Provide accurate and complete financial information for effective consultation
- Maintain confidentiality of any proprietary analysis or recommendations provided
- Make independent decisions regarding investment implementation and timing
- Notify us promptly of any significant changes to your financial situation
Prohibited Uses
You may not use our services or information for:
- Unauthorized distribution of proprietary investment research or recommendations
- Any illegal activities or violation of securities regulations
- Providing investment advice to third parties based on our consultation
- Attempting to reverse-engineer our analytical methods or processes
Intellectual Property Rights
All consultation materials, analysis, and recommendations provided by Vorquentigroup remain our intellectual property. This includes investment research, portfolio models, and strategic frameworks developed for your consultation.
You may use this information solely for your personal investment decisions and may not reproduce, distribute, or commercialize any proprietary content without written permission.
Payment Terms and Fees
Investment consulting fees are charged on an hourly basis as outlined in our pricing schedule. Payment terms include:
- Fees are due within 30 days of consultation completion
- All fees are quoted in South African Rand (ZAR) and exclude applicable VAT
- Late payment may result in suspension of ongoing consulting services
Cancellation and Refund Policy
Consultation appointments may be cancelled or rescheduled with at least 24 hours notice. Cancellations with less notice may be subject to a cancellation fee equal to 50% of the scheduled consultation fee.
Refunds for completed consultations are not provided, as our services are delivered in real-time during consultation sessions.
Confidentiality Agreement
Vorquentigroup maintains strict confidentiality regarding all client financial information, investment positions, and consultation content. We do not share client information with third parties except as required by law or with your explicit written consent.
Limitation of Liability
Our liability for investment consulting services is limited to the fees paid for the specific consultation period. We shall not be liable for investment losses, missed opportunities, or market-related damages.
IN NO EVENT SHALL Vorquentigroup.COM BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EXCEEDING THE AMOUNT PAID FOR CONSULTING SERVICES.
Client Indemnification
Clients agree to indemnify and hold harmless Vorquentigroup from any claims, losses, or damages arising from the client's investment decisions, implementation of recommendations, or failure to disclose material financial information during the consulting process.
Termination of Services
Either party may terminate the consulting relationship at any time with written notice. Upon termination, all obligations cease except for confidentiality provisions and payment of fees for services already provided.
We reserve the right to terminate services immediately if clients violate these terms or engage in activities that could compromise the integrity of our practice.
Governing Law and Jurisdiction
These terms are governed by the laws of South Africa. Any disputes arising from our consulting relationship shall be subject to the exclusive jurisdiction of South African courts.
Dispute Resolution Process
In the event of a dispute, the parties agree to the following resolution process:
- Direct negotiation between the parties for 30 days
- Mediation through a qualified financial services mediator
- Binding arbitration under South African arbitration rules
Modifications to Terms
We may update these terms periodically to reflect changes in our services or legal requirements. Updated terms will be posted on our website with the effective date, and continued use of our services constitutes acceptance of modifications.
Entire Agreement
These terms, together with our privacy policy and any signed consulting agreements, constitute the entire agreement between you and Vorquentigroup regarding our investment consulting services.
Contact Information for Legal Matters
For questions about these terms or our consulting services, please contact:
These terms and conditions were last updated on May 28, 2025, and are effective immediately upon posting.
By using our investment consulting services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.